FINANCIAL OS FOR ITALIAN SOLOPRENEURS & STUDIO FOUNDERS
Nothing
falls through.
NOTHING FALLS THROUGH · PHILINI.IO
HOW IT WORKS
Three layers. One product.
Each layer earns the one above it. You can't forecast on dirty data — so we start with making sure nothing falls through.
01
Operational completeness
- CSV import — all major Italian banks
- Receipt OCR
- Invoice board
- Untagged queue
- Italian fiscal calendar
02
Cashflow monitoring
- Cross-entity cashflow view
- Committed spend vs expected income
- Runway indicator
- Confirmed vs in-play split
03
Scenario intelligence
- Natural language input
- Bad / average / shine projections
- Cash risk signal
- Decision confidence
SCENARIO INTELLIGENCE
Ask the question. See all three answers.
Type a scenario in plain language. Philini parses it and models what happens under shine, average, and bad conditions.
Your input
“Thinking about a fractional engagement — 3 days a week, €3,000/month, starting in May, probably 6 months. Model it.”
Parsed
- Type
- Fractional engagement
- Base amount
- €3,000 / month
- Start
- May 2025
- Horizon
- 6 months
- Probability
- 70%
Net cashflow projection
Shine
+€14,200
Average
+€8,600
Bad
−€1,800
HOW IT WORKS
Up and running in three steps.
STEP 01
Import your accounts
Upload CSV exports from your accounts. No bank OAuth. No shared credentials. Your data stays yours.
STEP 02
Tag and categorise
Work through the untagged queue item by item. Attach receipts — Claude reads them for you. Nothing sits in limbo.
STEP 03
Never miss a deadline
Your dashboard shows what is due. The Italian tax calendar is already loaded — INPS, IVA, IRPEF, all of it.
Due this month
€3,240
Overdue
€890
Invoices out
€5,600
Upcoming payments
NO PAYMENT FORGOTTENNO RECEIPT LOSTNO DEADLINE MISSEDNO INVOICE LEFT OPEN
WHAT IT DOES
One place. Three entities. Zero surprises.
01
See what's due before it's late
Every payment, tax deadline, and invoice status across all three entities in one view. No tab switching. No forgotten due dates.
02
Tag what's untagged. Nothing queued forever.
Import transactions from your accounts. Categorise by entity, clear the queue. Your books stay clean.
03
Draft → Issued → Paid. No invoice left open.
Inbound and outbound invoices tracked by status. Linked to transactions so reconciliation is automatic.
04
Every Italian fiscal deadline, already loaded.
INPS quarterly contributions, IVA liquidations, IRPEF advances — pre-seeded in your calendar. Never miss a scadenza.
THREE ENTITIES. ONE VIEW.
Built for the way Italian solopreneurs actually work.
Personal
Day-to-day life
Freelance
Income & invoicing
Studio
Company expenses
PRIVATE BETA · ITALIAN SOLOPRENEURS
One tab for all three of you.
Private beta — built for Italian freelancers and small studios.
No spam. No timeline. Just a note when it's ready.